It would be ideal if you could have unlimited time to gather evidence and document injuries after a car accident. But North Carolina law imposes strict deadlines for filing claims.
Missing these deadlines or misunderstanding claim limits can significantly jeopardize your ability to recover compensation in the wake of a crash. You’ll want to ensure that you understand the state’s accident compensation laws before filing a claim accordingly.
Know how long you have to file
In North Carolina, the statute of limitations for legal action following a crash is three years from the date of the accident. You must file your claim or lawsuit within that time frame, or you may miss out. Don’t be fooled by the seemingly long window, though. Complex cases involving delayed injuries or extensive medical treatment may require significant time to investigate and build a strong case.
No damage caps, but contributory negligence applies
Unlike some states, North Carolina imposes no caps on recoverable compensation in a motor vehicle accident claim. However, the state follows the contributory negligence rule. If you are found even partially at fault, you may not be able to recover any compensation.
Account for all losses and damages
Car accident injuries can result in long-lasting consequences, impacting your physical and emotional well-being for years. Medical bills, lost wages and pain and suffering can take a significant toll. It’s crucial to ensure your claim encompasses all the damages you’ve sustained, both present and future.
Taking prompt action is critical after a car accident in North Carolina. When you understand the nuances of auto insurance claims, you can more effectively protect your rights and obtain the injury compensation you deserve. Contact our firm to learn more about filing your claim.
